Ford Financing in Archbold, OH
Terry Henricks Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Should You Lease Your New Terry Henricks Ford Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Terry Henricks Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Visit Our Ford Finance Center in Archbold, OH to Buy or Lease a Vehicle
Getting a new or pre-owned Ford vehicle is always a smart move, but only if you make the right financial decision. When shopping for new or used Ford models from our inventory, please keep in mind that the Terry Henricks Ford finance center will always be standing by to help with exploring leasing or financing. You will interact with our finance specialists at some point during the transaction, and here's what you can expect from the process.
Get a New or Used Vehicle from Terry Henricks Ford
In essence, there are three ways you can get behind the wheel of a Ford car, truck, or SUV from our lot: A straight cash purchase, an auto loan, or a lease agreement. Our finance center specialists will guide you through the process of all these transactions, right down to the payment of taxes, title and registration fees, insurance, service plans, and applicable funding. We offer new vehicle specials to help you extend these savings, too.
A cash purchase is the only method that allows you to drive a car off our lot with a free and clear title. If you get approved for an automotive loan for a new or used vehicle, the title will reflect the lender as having a lien interest. If you sign a lease contract, the vesting of the title will not be in your name at all; it will reflect the name of the lessor. To a certain extent, a lease is a form of financing, so the terms are negotiable, much like negotiating an auto loan. With a straight cash purchase, negotiations and enticements only apply to the sales price.
Choose an Auto Loan
Our finance center is not a lending institution; we help you apply for auto loans offered by banks, credit unions, and the Ford Motor Credit Company, one of the largest financing firms in the world. Ford Credit offers a wide range of financial products and services for drivers near Wauseon, with the two most common being loans and lease funding. The company has established key partnerships with major American banks to offer the most competitive financing terms and a convenient application process.
Most of our customers from around Defiance, OH who finance their pre-owned or new Ford vehicle purchases through us choose Ford Credit as the primary lender; however, some drivers come to our lot pre-qualified for an auto loan extended by a local bank or credit union. You are always welcome to compare interest rates, terms, and conditions across the lenders of your choice. We also offer a convenient way to explore your options online through our Henricks Express Purchase services. You can apply for financing from home, compare models, and chat with a representative before you visit our dealership near Napoleon, OH.
Sign a Ford Lease Agreement
Leasing has become a favorite way to acquire a new or certified pre-owned Ford model for many drivers around Delta, OH. Compared to other automakers, Ford is a leader in the leasing segment because of the various programs it provides to smart buyers.
In general, a lease agreement does not offer a path toward ownership. It works like renting a car, but you also have options to settle the contract and convert it to an auto loan when the lease term comes to an end. At our Archbold, OH Ford dealership, we notice that car buyers who prefer lease contracts tend to enjoy lower monthly payments as well as the prospect of getting behind the wheel of a new Ford model every few years.
Your privacy is important to us.
Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
Terry Henricks Ford Lets You Negotiate Financing
Negotiation is applicable to more than the sales price of the Ford vehicle you want. Lending and leasing agreements are also negotiable at our finance center near Bryan, OH. Both Ford Credit and other institutions we work with offer various programs with flexible terms that allow room for negotiation in case you want to improve things with a nice down payment, extend your term, or finance perks, such as a service and maintenance plan. If you have any questions about the financial aspect of buying a Ford model from Terry Henricks Ford, please contact our finance department.
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Terry Henricks Ford
904 Stryker St
Archbold, OH 43502
- Sales: (419) 445-7460
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